Watercraft Insurance

Getting out on the water in your watercraft is can be a wonderful escape from the day-to-day. But, having fun on the water can also increase liability risks.

Let’s make sure your “financial boat” doesn't sink should you encounter rough waters.

Typical coverages should include:

• Personal liability
• Boat
• Motor
• Trailer
• Medical and physical damage perils

We also provide insurance for the following types of boats and personal watercraft:

• Runabout
• Mini Jet Boat
• Sailboat
• Pontoon
  
• Cabin Cruiser
• Other Fishing Boat
• Bass Boat
  

The fact is, homeowners policies usually place numerous restrictions on boat owners, depending on the size and horsepower of your watercraft.

In other words, if you don't carry a boat insurance policy, you may be underinsured.

We also work with carriers who provide boat insurance discounts. Here are a few ways you may be able to save:

• Own your home
• Have idle assisted steering installed
• Insure multiple vessels
• Bundle other kinds of insurance
• Are the original owner
• Pay your policy in full each year
• Have a clean automobile driving record
• Have a safety course certification

There are even more ways to save on boat insurance, but the only way to truly determine the best policy for you is to have a quick chat about your needs and the amount of protection for income and assets that you will require.